Merchant Cash Advance Defense Attorney

ILGANAYEV LAW FIRM, PLLC – We Defend Small Businesses Against Predatory Lenders
Based in New York | Serving All of USA

Is a Merchant Cash Advance Company Suing You?

Don’t wait. Fight back.

If you’re facing a lawsuit, UCC lien, confession of judgment, or aggressive collection tactics from a merchant cash advance company — you are not alone. At ILGANAYEV LAW FIRM, PLLC, we stand up for business owners being crushed by unfair, deceptive, or unlawful MCA agreements.

Our firm represents small and mid-sized business owners — not lenders. We provide aggressive, strategic defense to help you regain control of your cash flow, protect your assets, and fight abusive MCA contracts.

Why ILGANAYEV LAW FIRM?

✅ Real Trial Experience – We don’t just negotiate — we litigate.
✅ Hands-On Attorney Access – Speak directly with your attorney. No middlemen.
✅ Tailored Defense Strategy – Every case is built around your unique business situation.
✅ Local Knowledge – We’re a New York firm. We know New York courts, judges, and MCA lender tactics.
✅ Fast Action – MCA lawsuits move quickly. We move faster.

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Customer Testimonials

139 Fulton St Suite 801, New York, NY 10038, United States

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What We Do for MCA Clients

We defend New York business owners against:
  •  Lawsuits by MCA lenders or factoring companies
  • Confessions of Judgment (COJs) filed without your knowledge
  • Frozen bank accounts and UCC liens
  • Default notices and alleged breaches of contract
  • Fraudulent inducement and personal guarantee claims
We also help you explore options like:
  •  Debt restructuring or negotiated settlement
  • Filing motions to vacate confessions of judgment
  • Disputing fraudulent or usurious terms
  • Default notices and allegAsserting defenses such as lack of consideration or unlawful lending practicesed breaches of contract

What Is a Merchant Cash Advance (MCA)?

An MCA is not a loan — it’s often marketed as a sale of future receivables. But in practice, many MCA contracts operate like high-interest loans with effective APRs over 100%, designed to trap business owners in a cycle of debt.
If you’ve signed an MCA agreement under financial pressure, you may have legal defenses — especially if the contract contains:

If you’ve signed an MCA agreement under financial pressure, you may have legal defenses — especially if the contract contains:

  • Unconscionable repayment terms
  • Improper use of a confession of judgment
  • Misrepresentation by the lender
  • No legitimate risk of non-payment (making it a disguised loan)

Warning Signs You Need a Lawyer – Now
You’ve been served with a Summons & Complaint
Your bank account has been frozen
A judgment was entered against you without your knowledge
You’re receiving harassing collection calls
You fear losing your business or personal assets

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Get a Free Case Evaluation Today

At ILGANAYEV LAW FIRM, PLLC, we’re not afraid to go to court to protect your rights. If you’ve been victimized by a merchant cash advance company, we’re ready to fight — strategically, aggressively, and fast.

We Defend Merchants — Not Lenders.
Don’t let them bleed your business dry.
Call ILGANAYEV LAW FIRM, PLLC — and take back control.